Emerging Market Funds

A mutual fund investing primarily in developing countries that are becoming industrialized. Emerging market funds tend to be highly volatile. Mutual funds are sold by prospectus; a prospectus contains complete information on risks, fees and expenses, and should be read carefully before investing. (F) International investing involves special risks not found in domestic investing, including increased political, social and economic instability. Investing in emerging markets can be riskier than investing in well-established foreign markets.